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 Less income needed for Scottish home movers

Home movers in Scotland in the second quarter of 2010 needed to use less of their income to cover their mortgage interest than anywhere else in the UK, according to new data by the Council of Mortgage Lenders.
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 Scottish house buying gets off to a slow start

House purchase lending in Scotland mirrored the rest of the UK by falling 33% in the first three months of 2010, according to new data released by the Council of Mortgage Lenders.
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 Lending to Scottish first-time buyers up 26%

houseline191Mortgage lending to Scottish first-time buyers increased 26% in the third quarter of 2009, according to CML Scotland.
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 House purchase lending declines in Scotland

houseline161New data from the Council of Mortgage Lenders shows that house purchase lending in Scotland continued to fall in the first quarter of 2009.
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 Increasing housing supply will ease affordability in Scotland

cml1.JPGCML Scotland has affirmed its support for the Scottish government’s goal of increasing housing supply by 40% by 2015. Lenders believe that increasing housing supply is crucial in addressing the problem of affordability for first-time-buyers.
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 Scotland still the ‘most affordable’

The annual rate of house price inflation in Scotland is now 14.2%, above the UK average of 10.7%,according to the latest Quarterly Scottish House Price Index from Bank of Scotland.
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 Scottish single survey concerns not addressed

The single survey as envisaged in the Communities Scotland consultation paper will not completely remove the need for mortgage lenders to conduct their own valuations, according to the Council of Mortgage Lenders (CML) Scotland.
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