Mortgage lending rose slightly in March but borrowers continued to pay off loans and overdrafts, the British Bankers Association reports.
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Mortgage lending in January was relatively weak, showing a reaction to the inflated December market and the adverse weather conditions which impacted on activity.
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Mortgage lending strengthened slightly in December, with gross lending inflated by some borrowers pushing through purchases ahead of the end of stamp duty relief.
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New mortgage lending and house purchase approvals increased slightly as mortgage lending continued to grow from the low levels at the end of 2008, the British Bankers Association (BBA) has said.
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The July figures from the main British banks show increases in the number of mortgage approvals and the amount of new lending, though this was below seasonal expectations.
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There were modest increases in gross and net mortgage lending as a result of more new home loans being approved in recent months, according to the latest data from the British Bankers Association.
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The high street banks’ net mortgage lending of £2.7bn has not been as low for some eight years and consequently, the trend edged lower during April, the British Bankers Association has said.
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